CBD Merchant Account

A toy supermarket trolley with CBD products, representing the potential of the CBD market and the need for trusted CBD merchant account providers.

Selling CBD (cannabidiol) comes with many challenges. One of them is finding a CBD credit card processing company willing to work with merchants considered “high risk.”

CBD product sales are considered high risk by payment processors because of legal issues surrounding the distribution of CBD products. Chargeback rates also tend to be higher among CBD merchants.

Until very recently, the Drug Enforcement Agency listed CBD alongside illicit drugs like heroin and LSD. The 2018 Farm Bill changed that. It removed hemp-based products containing less than 0.3% THC from the Schedule I list of controlled substances.

But not all CBD products are legal in all 50 states—and none are approved by the FDA. Until these things happen, most payment processors will likely continue to shy away from CBD merchants.

Despite these obstacles, there are a few select service providers willing to process CBD payments. However, the majority of them charge excessive rates and fees and/or do not thoroughly understand the industry. To avoid problems down the line, it’s vital to choose the right high-risk payment processing provider.

Why Choose Adept Payments?

Adept Payments is proud to serve the burgeoning CBD industry and other high-risk businesses. and have specialized inWe specialize in CBD merchant accounts. Here’s what you can expect when you work with us:

Knowledge and Experience

Adept Payments stays one step ahead when it comes to regulatory issues affecting the CBD oil industry—as a high-risk payment processor, our business depends on it. We’ll help you avoid fines and state or federal violations by making sure you’re always in compliance with the ever-changing rules and regulations around CBD credit card processing.

Low Fees and Rates

Adept believes transparency in pricing is critical for building trust. Unlike some CBD payment processors, we do not charge a hefty upfront fee for a CBD merchant account or excessive monthly fees. Thus, we are able to provide our merchants with the lowest rates in the industry. With Adept Payments there are no hidden costs, fees, or penalties.

Flexible Contracts

We do not require long-term contracts in order for you to receive low fees, nor do we pressure customers into staying with us using excessive termination fees. We believe offering competitive rates and exceptional service are the best ways to build trust and earn the loyalty of our customers.

Easy Integration

Too many CBD retailers have been forced to switch their ecommerce site to a new platform in order to process CBD payments. For smaller businesses, this kind of overhaul could spell financial disaster. Adept Payments’ credit card processing system seamlessly integrates with a broad range of ecommerce software, and our secure payment gateways are  fully PCI compliant.

Fast and Responsive Customer Support

Payment and customer support issues tend to come up more frequently with CBD sales. Which means you need a support team that is proactive, responsive, and capable. Customer service is our top priority. When you work with us, you’ll have a dedicated representative to call on anytime with questions or issues. We do not run away from problems, we solve them.

POS system and other technical support

Point-of-sale (POS) transaction processing systems are constantly evolving, and our expert business consultants have evaluated and hand-picked the most robust POS systems on the market today. We offer a comprehensive selection of proven processing solutions, from basic point-of-sale options to inventory management solutions.

About Adept Payments

Adept Payments was founded in 2011 by experts in the merchant services industry. Since then, we’ve grown to become one of the most trusted credit card processing providers for high-risk industries, including the evolving CBD industry. We are known for our exceptional, personalized customer service and commitment to affordability and transparency in pricing. Learn more about Adept Payments and get in touch for a quote today.