Merchant Services

Credit Card Processing

At Adept Payments, we know that accepting credit cards at your place of business is crucial to your company’s success. With over 100 million households having more than one credit card, more than ever, consumers are using credit cards as their preferred method of payment. With Reward Points, Cash back offers and Apple Pay, convenience for your customer at the point of sale can substantially increase your sales and revenue.

Adept Payments empowers merchants by providing payment options that allow acceptance of all forms of electronic transactions. No matter how your business operates, we have the right solution & service to capture your desired customer, at a fraction of the cost.

EMV Compliance

OUR EMV LEVEL 1 & 2 COMPLIANT READERS ACCEPT BOTH CHIP AND MAGNETIC STRIPE CARDS.

  • EMV PROVIDES ENHANCED FRAUD PROTECTION, CARD HOLDER VERIFICATION AND TRANSACTION AUTHORIZATION.
  • USE WITH IPHONE, IPAD, AND ANDROID DEVICES AND APPLE PAY.
  • ASK ABOUT OUR FREE EMV TERMINAL PROGRAM

WHY IS EMV POS EQUIPMENT MANDATORY?
In October 2015, the much-discussed Payment Networks’ Liability Shift associated with EuroPay, MasterCard, and Visa (EMV) is due to take effect in the United States. It’s a major milestone for financial companies (meaning banks and credit unions), credit card issuers, retailers, and more.

The main driver behind the EMV migration is card-related financial fraud. Despite the best efforts of global law enforcement agencies, global losses have risen steadily, increasing pressure to find a global solution. Annual costs of card fraud in the U.S. alone are estimated at $8.6 billion per year. Experts believe that figure will rise to $10 billion or higher by 2015, especially if the U.S. does not make significant progress with chip card adoption.

The rising cost of fraud is accompanied by a concurrent rise in mobile payments. In 2010, the total gross dollar volume of mobile payments in the U.S. alone was $16 billion; some experts expect this volume to rise to $214 billion by 2015. If ever there was a time to ensure compliance with a global chip-compatibility strategy that reduces fraud, it’s now. This is especially true in light of the fact that many countries are now considering banning traditional magnetic stripe cards, a technology standard in use for over 40 years. It’s estimated that 40% of the world’s cards and 70% of its terminals deployed outside the U.S. are today using the EMV standard. Visa, a prime mover in the US migration to EMV, states that the pace of EMV-adoption is accelerating globally, estimating that right now, 62% of transactions conducted across international borders involve a chip-enabled card used at a chip-enabled terminal. Currently, our government is content to let the financial industry set its own course- but that hands-off approach may not last long.

One key component in the EMV discussion is its accompanying liability shift. This liability shift means that those issuers and merchants using non-EMV compliant devices that choose to accept transactions made with EMV-compliant cards assume liability for any and all transactions that are found to be fraudulent.

Adept Payments has you covered. Call to get your EMV POS Equipment converted today!

POS / Retail Swipe Machines

We offer a comprehensive selection of proven processing solutions, payment gateways and in-house credit card payment systems to meet your unique needs — delivered with unparalleled customer service and commitment to your business.

Point of sale (POS) transaction processing systems are constantly evolving, and our expert business consultants have evaluated and hand-picked the most robust POS systems on the market today. Whether you’re looking for a basic point of sale solution, or a comprehensive inventory management system, Adept Payments delivers. With industry leading, state-of-the-art systems like Clover and NCR Silver, we can match the right system and support for your specific business needs.

Call today for a free business evaluation and POS system recommendation!

Mobile Solutions

AdeptPayments provides the most advanced mobile processing solutions in the industry. Accept payments anywhere using your iOS or Android mobile device.

  • Process payments anywhere
  • Sales data right at your fingerprints
  • Track sales, inventory, hours and more
  • Engage customers with integrated loyalty and email marketing

Call one of our Mobile Payment Solution experts, or sign up online, and get approved today!

Gift & Loyalty Programs

Programs that used to be reserved only for big corporate entities are now available for your business. We will provide you with a personalized, branded, gift & loyalty program, which will help you build your brand, encourage return visits. Please contact us for full details.